Innovation Panel Questionnaire Module
spending_ip11
Spending module
Questions 29
spending_ip11.anyloyal
Has any store loyalty cards
Type: choice
Source: UKHLS
Text: Do you have any store loyalty cards? For example a Tesco Clubcard, Nectar Card or Boots Advantage Card.
| Option | Label |
|---|---|
| 1 | Yes |
| 2 | No |
- k_anyloyal (k_indresp_ip) Has any store loyalty cards
spending_ip11.appintro
Introduction to Spending Study 2 app
Type: choice
Source: UKHLS
Text: We are interested in how people are getting on these days. To help us with this, we would like you to take part in an additional task. We would like to collect more information about the patterns of spending in British households across a month. This information will be valuable to researchers who are looking at how people manage their spending, and how this differs across households. It will also be used to see how British households are managing in the current economic climate, and how changes in society and the economy effect people’s behaviour. This task may also be useful to you. You will be able to see how much you’ve reported so far. To do this, we would like you to download an app onto your smartphone or tablet, and use this every day to tell us how much you spend. We also ask you to use the app to tell us of any direct debits or standing orders that come out of your bank account during the month – you will only need to do this once. The information you give us will be kept completely confidential, and your personal details will never be made available to researchers. If you participate in this additional task, we will give you 50p for each day that you use the app to let us know about your purchases that day. When you have completed the section about direct debits, you will be awarded another £1. If you use the app each day for 31 days, you will get a bonus of £10. The gift-card with the reward will be sent to you a couple of weeks after the end of the 31-day period.
| Option | Label |
|---|---|
| 1 | Continue |
Universe:
if ff_ININTERVIEWW11 = 1 (Treatment group where the Spending Study 2 is introduced in the IP11 interview.)
spending_ip11.appoutc
Outcome of app request
Type: choice
Source: UKHLS
Text: We would like you to try this now. Please go to the App Store for Apple devices or the Google Play Store for Android devices and download "QMOB". Here is the QMob logo: Display logo on screen You will only need to enter a username to log into the spending study. Username: USOC passwd Please tell us whether you have managed to download the app.
| Option | Label |
|---|---|
| 1 | Respondent has successfully downloaded and logged into the app |
| 2 | Respondent has tried to download the app but did not succeed |
| 3 | Respondent did not try to download and log into the app |
Universe:
if ff_ININTERVIEWW11 = 1 (Treatment group where the Spending Study 2 is introduced in the IP11 interview.)
- k_appoutc (k_indresp_ip) Outcome of app request
spending_ip11.appwhy1
Why they could not download the app
Type: text
Source: UKHLS
Text: Why could they not download the app?
Universe:
if ff_ININTERVIEWW11 = 1 (Treatment group where the Spending Study 2 is introduced in the IP11 interview.)
and if APPOUTC = 2 (R could not download the app.)
spending_ip11.appwhy2
Why they did not try to download the app
Type: text
Source: UKHLS
Text: Why did they not try to download the app?
Universe:
if ff_ININTERVIEWW11 = 1 (Treatment group where the Spending Study 2 is introduced in the IP11 interview.)
and if APPOUTC = 3 (R did not try to download the app.)
spending_ip11.balhow
Method of checking bank balance
Type: multichoice
Source: UKHLS
Interviewer Instruction: CODE ALL THAT APPLY
Text: How do you check your bank balance?
| Option | Label | Associated variables |
|---|---|---|
| 1 | At a cashpoint/ATM | k_balhow1 (k_indresp_ip) At a cashpoint/ATM |
| 2 | On-line | k_balhow2 (k_indresp_ip) On-line |
| 3 | By telephone | k_balhow3 (k_indresp_ip) By telephone |
| 4 | Using an app on a mobile device | k_balhow4 (k_indresp_ip) Using an app on a mobile device |
| 5 | Text messages/alerts from the bank | k_balhow5 (k_indresp_ip) Text messages/alerts from the bank |
| 6 | Paper statement | k_balhow6 (k_indresp_ip) Paper statement |
| 96 | None of the above | k_balhow96 (k_indresp_ip) None of the above |
Universe:
if BankBal <> 6 (Respondent checks bank balance)
spending_ip11.bankbal
Frequency of checking bank balance
Type: choice
Source: UKHLS
Text: How often do you check your bank balance?
| Option | Label |
|---|---|
| 1 | Most days |
| 2 | At least once a week |
| 3 | A couple of times a month |
| 4 | At least once a month |
| 5 | Less than once a month |
| 6 | Never |
- k_bankbal (k_indresp_ip) Frequency of checking bank balance
spending_ip11.creditcrd
Has any credit cards
Type: choice
Source: UKHLS
Text: Do you have any credit cards such as Visa, Mastercard or American Express, or any store credit cards GRIDVARIABLES.BUtype = 3|4either individually or jointly? Please do not include debit cards such as Switch or Delta or store loyalty cards such as Tesco Clubcard or Nectar.
| Option | Label |
|---|---|
| 1 | Yes |
| 2 | No |
- k_creditcrd (k_indresp_ip) Has any credit cards
spending_ip11.creditpay
Credit card repayment behaviour
Type: choice
Source: UKHLS
Text: How do you pay the bills for these cards? GRIDVARIABLES.modetype = 1You can just tell me the number that applies.
| Option | Label |
|---|---|
| 1 | Usually nothing to pay |
| 2 | Usually pay full amount |
| 3 | Some not full amount |
| 4 | Min on some, more other |
| 5 | Usually minimum only |
| 6 | Not always poss pay min |
| 7 | Some other arrangement / it depends on the card / a mix of these arrangements |
Universe:
if CreditCrd = 1 (Has credit card(s))
- k_creditpay (k_indresp_ip) Credit card repayment behaviour
spending_ip11.expchildind
Total breakdown method: Child costs
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Child costs?
- k_expchildind (k_indresp_ip) Total breakdown method: Child costs
spending_ip11.expclothesind
Total breakdown method: Clothes footwear
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Clothes and footwear?
- k_expclothesind (k_indresp_ip) Total breakdown method: Clothes footwear
spending_ip11.expdiyind
Total breakdown method: DIY and Household goods
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Home improvement and household goods?
- k_expdiyind (k_indresp_ip) Total breakdown method: DIY and Household goods
spending_ip11.expfoodind
Total breakdown method: Food and groceries
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Food and groceries
- k_expfoodind (k_indresp_ip) Total breakdown method: Food and groceries
spending_ip11.expgiveind
Total breakdown method: Giving money or gifts
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Giving money or gifts to other people?
- k_expgiveind (k_indresp_ip) Total breakdown method: Giving money or gifts
spending_ip11.exphealthind
Total breakdown method: healthcare
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Health expenses?
- k_exphealthind (k_indresp_ip) Total breakdown method: healthcare
spending_ip11.exphobbyind
Total breakdown method: Socialising and hobbies
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Socialising and hobbies?
- k_exphobbyind (k_indresp_ip) Total breakdown method: Socialising and hobbies
spending_ip11.expholsind
Total breakdown method: Holidays
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Holidays?
- k_expholsind (k_indresp_ip) Total breakdown method: Holidays
spending_ip11.expothind
Total breakdown method: Catch all else
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: And how much did you spend in the last seven days on other items not listed?
- k_expothind (k_indresp_ip) Total breakdown method: Catch all else
spending_ip11.exptransind
Total breakdown method: Transport
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: How much did you yourself spend in the last seven days on each of the following items? Transport costs
- k_exptransind (k_indresp_ip) Total breakdown method: Transport
spending_ip11.exptreatsind
Total breakdown method: Other treats
Type: number
Source: IFS & NatCen
Interviewer Instruction: ENTER AMOUNT
Text: (How much did you yourself spend in the last seven days on each of the following items?) Other treats?
- k_exptreatsind (k_indresp_ip) Total breakdown method: Other treats
spending_ip11.finbud
Method of budgeting
Type: multichoice
Source: UKHLS
Interviewer Instruction: CODE ALL THAT APPLY
Text: Now, thinking about different ways that people have of managing their finances, how, if at all, do you record your budget?
| Option | Label | Associated variables |
|---|---|---|
| 1 | On paper | k_finbud1 (k_indresp_ip) On paper |
| 2 | On a computer document or spreadsheet (e.g. using Microsoft Excel) | k_finbud2 (k_indresp_ip) On a computer document or spreadsheet (e.g. using Microsoft Excel) |
| 3 | Using personal budget software installed on a computer or laptop (e.g., Microsoft Money) | k_finbud3 (k_indresp_ip) Using personal budget software installed on a computer or laptop (e.g., Mic |
| 4 | Using an online personal budget programme (e.g., Money Dashboard) | k_finbud4 (k_indresp_ip) Using an online personal budget programme (e.g., Money Dashboard) |
| 5 | Using a personal budget app on a mobile device (e.g., You Need A Budget-YNAB) | k_finbud5 (k_indresp_ip) Using a personal budget app on a mobile device (e.g., You Need A Budget-YNA |
| 96 | I don't keep a budget | k_finbud96 (k_indresp_ip) I don't keep a budget |
spending_ip11.finman
Organisation of joint finances
Type: choice
Source: UKHLS
Text: People organise their finances in different ways. Which of these comes closest to the way you organise yours?
| Option | Label |
|---|---|
| 1 | We share and manage our finances jointly |
| 2 | We pool some of the money and keep the rest separate |
| 3 | We keep our finances completely separate |
| 4 | One person looks after the couple's money except the other person's spending money |
| 5 | One person is given a housekeeping allowance, the other person looks after the rest of the money |
| 6 | We have some other arrangement |
Universe:
if GRIDVARIABLES.BUType = 3|4 (Couple benefit unit)
- k_finman (k_indresp_ip) Organisation of joint finances
spending_ip11.freqonl
Frequency of shopping online
Type: choice
Source: Spending Study 1 registration survey
Text: How often, if at all, do you shop for any goods or services online?
| Option | Label |
|---|---|
| 1 | Once a day or more |
| 2 | More than twice a week |
| 3 | Once or twice a week |
| 4 | Less than once a week but more than once a month |
| 5 | Once a month or less |
| 6 | Once or twice a year |
| 7 | Less than once a year or never |
- k_freqonl (k_indresp_ip) Frequency of shopping online
spending_ip11.freqshop
Frequency of shopping
Type: choice
Source: Spending Study 1 registration survey
Text: How often do you spend money on goods and services?
| Option | Label |
|---|---|
| 1 | Several times a day |
| 2 | About once a day |
| 3 | More than twice a week |
| 4 | Once or twice a week |
| 5 | Less than once a week |
| 6 | Never |
- k_freqshop (k_indresp_ip) Frequency of shopping
spending_ip11.whodo1
Who does which tasks in the household - Grocery
Type: choice
Source: UKHLS
Interviewer Instruction: READ OUT
Text: Who is mainly responsible for the following tasks in your household? Grocery shopping
| Option | Label |
|---|---|
| 1 | I am |
| 2 | Someone else is |
| 3 | I am jointly responsible with someone else |
- k_whodo1 (k_indresp_ip) Who does which tasks in the household - Grocery
spending_ip11.whodo2
Who does which tasks in the household - Buying
Type: choice
Source: UKHLS
Interviewer Instruction: READ OUT
Text: Buying larger items for your home (e.g. furniture, white goods etc.)
| Option | Label |
|---|---|
| 1 | I am |
| 2 | Someone else is |
| 3 | I am jointly responsible with someone else |
- k_whodo2 (k_indresp_ip) Who does which tasks in the household - Buying
spending_ip11.whodo3
Who does which tasks in the household - Finance
Type: choice
Source: UKHLS
Interviewer Instruction: READ OUT
Text: Managing your household budget and finances
| Option | Label |
|---|---|
| 1 | I am |
| 2 | Someone else is |
| 3 | I am jointly responsible with someone else |
- k_whodo3 (k_indresp_ip) Who does which tasks in the household - Finance
spending_ip11.whodo5
Who does which tasks in the household - Insurance
Type: choice
Source: UKHLS
Interviewer Instruction: READ OUT
Text: Renewing insurances (e.g. home, car, health insurance etc.)
| Option | Label |
|---|---|
| 1 | I am |
| 2 | Someone else is |
| 3 | I am jointly responsible with someone else |
- k_whodo5 (k_indresp_ip) Who does which tasks in the household - Insurance
spending_ip11.whodo4
Who does which tasks in the household - Bills
Type: choice
Source: UKHLS
Interviewer Instruction: READ OUT
Text: Paying bills
| Option | Label |
|---|---|
| 1 | I am |
| 2 | Someone else is |
| 3 | I am jointly responsible with someone else |
- k_whodo4 (k_indresp_ip) Who does which tasks in the household - Bills
