Innovation Panel variable: creditpay credit card repayment behaviour

credit card repayment behaviour

Datafiles

Credit card repayment behaviour

How do you pay the bills for these cards? GRIDVARIABLES.modetype = 1You can just tell me the number that applies.

if CreditCrd = 1 (Has credit card(s))

Further details:
For further details about this question, please see the questionnaires

Value label	Value	Absolute frequency	Relative frequency
inapplicable	-8	418	39.58%
refusal	-2	2	0.19%
don't know	-1	1	0.09%
usually nothing to pay	1	61	5.78%
usually pay full amount	2	383	36.27%
some not full amount	3	135	12.78%
min on some, more other	4	27	2.56%
usually minimum only	5	15	1.42%
some other arrangement / it depends on the card / a mix of these arrangements	7	14	1.33%
	Total	1056	100.0%

Value label	Value	Absolute frequency	Relative frequency
inapplicable	-8	1096	36.66%
proxy	-7	94	3.14%
refusal	-2	17	0.57%
don't know	-1	7	0.23%
Usually have nothing to pay	1	188	6.29%
Usually pay the full amount owing	2	1099	36.76%
Usually pay more than the minimum amount but not the full amount owing	3	325	10.87%
Usually pay the minimum amount on some cards and pay more on others	4	62	2.07%
Usually pay the minimum amount only	5	57	1.91%
Sometimes not able to pay the minimum amount	6	5	0.17%
Some other arrangement / it depends on the card / a mix of these arrangements	7	40	1.34%
	Total	2990	100.0%

Value label	Value	Absolute frequency	Relative frequency
inapplicable	-8	1018	39.61%
proxy	-7	89	3.46%
refusal	-2	2	0.08%
don't know	-1	2	0.08%
Usually have nothing to pay	1	156	6.07%
Usually pay the full amount owing	2	870	33.85%
Usually pay more than the minimum amount but not the full amount owing	3	299	11.63%
Usually pay the minimum amount on some cards and pay more on others	4	42	1.63%
Usually pay the minimum amount only	5	53	2.06%
Sometimes not able to pay the minimum amount	6	2	0.08%
Some other arrangement / it depends on the card / a mix of these arrangements	7	37	1.44%
	Total	2570	100.0%