Innovation Panel Questionnaire Module
bufinanceshort_ip10
Benefit Unit Finances (short) module
Questions 3
bufinanceshort_ip10.creditcrd
Has any credit cards
Type: choice
Source: UKHLS
Text: Do you have any credit cards such as Visa, Mastercard or American Express, or any store credit cards GRIDVARIABLES.BUtype = 3|4either individually or jointly? Please do not include debit cards such as Switch or Delta or store loyalty cards such as Tesco Clubcard or Nectar.
| Option | Label |
|---|---|
| 1 | Yes |
| 2 | No |
Universe:
if (GRIDVARIABLES.Modetype = 1|3) (Mode is CAPI or WEB)
and if (GRIDVARIABLES.BUType = 1 | 3) | ((GRIDVARIABLES.BUType 2 | 4) & DEMOGRAPHICS.PDVAge > 19) | (HHGRID.HgFtEd <> 1) (Respondent is not aged 16-19 in full-time education and living with parents)
- j_creditcrd (j_indresp_ip) Has any credit cards
bufinanceshort_ip10.creditpay
Credit card repayment behaviour
Type: choice
Source: UKHLS
Text: How do you pay the bills for these cards? GRIDVARIABLES.modetype = 1You can just tell me the number that applies.
| Option | Label |
|---|---|
| 1 | Usually nothing to pay |
| 2 | Usually pay full amount |
| 3 | Some not full amount |
| 4 | Min on some, more other |
| 5 | Usually minimum only |
| 6 | Not always poss pay min |
| 7 | Some other arrangement / it depends on the card / a mix of these arrangements |
Universe:
if (GRIDVARIABLES.Modetype = 1|3) (Mode is CAPI or WEB)
and if (GRIDVARIABLES.BUType = 1 | 3) | ((GRIDVARIABLES.BUType 2 | 4) & DEMOGRAPHICS.PDVAge > 19) | (HHGRID.HgFtEd <> 1) (Respondent is not aged 16-19 in full-time education and living with parents)
and if CreditCrd = 1 (Has credit card(s))
- j_creditpay (j_indresp_ip) Credit card repayment behaviour
bufinanceshort_ip10.finman
Organisation of joint finances
Type: choice
Source: UKHLS
Text: People organise their finances in different ways. Which of these comes closest to the way you organise yours?
| Option | Label |
|---|---|
| 1 | We share and manage our finances jointly |
| 2 | We pool some of the money and keep the rest separate |
| 3 | We keep our finances completely separate |
| 4 | One person looks after the couple's money except the other person's spending money |
| 5 | One person is given a housekeeping allowance, the other person looks after the rest of the money |
| 6 | We have some other arrangement |
Universe:
if (GRIDVARIABLES.Modetype = 1|3) (Mode is CAPI or WEB)
and if (GRIDVARIABLES.BUType = 3) | ((GRIDVARIABLES.BUType = 4) & DEMOGRAPHICS.PDVAge > 19) | (HHGRID.HgFtEd <> 1) (Respondent is not aged 16-19 in full-time education and living with parents)
and if GRIDVARIABLES.BUType = 3|4 (Couple benefit unit)
- j_finman (j_indresp_ip) Organisation of joint finances



