wealthassetsanddebt_ip3

wealthassetsanddebt_ip3.svackb4

Savings 500 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 500 or more?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2,3) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account, National Savings Account, TESSA only ISA or cash ISA)
and if SVACK = DK & SVACK <> REF (Amount held in savings accounts not known and has not refused to give amount)
and if SVACKB1 = 2 | DK (Amount held in savings accounts is not more than 1,000 or respondent does not know amount)

• c_svackb4 (c_indresp_ip) savings 500 or more

wealthassetsanddebt_ip3.svackb5

Savings 20,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 20,000 or more?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2,3) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account, National Savings Account, TESSA only ISA or cash ISA)
and if SVACK = DK & SVACK <> REF (Amount held in savings accounts not known and has not refused to give amount)
and if SVACKB1 = 1 (Amount held in savings accounts is more than 1,000)
and if SVACKB2 = 1 (Amount held in savings accounts is more than 5,000)
and if SVACKB3 = 1 (Amount held in savings accounts is more than 10,000)

• c_svackb5 (c_indresp_ip) savings 20,000 or more

wealthassetsanddebt_ip3.svackb2

Savings 5,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 5,000 or more?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2,3) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account, National Savings Account, TESSA only ISA or cash ISA)
and if SVACK = DK & SVACK <> REF (Amount held in savings accounts not known and has not refused to give amount)
and if SVACKB1 = 1 (Amount held in savings accounts is more than 1,000)

• c_svackb2 (c_indresp_ip) savings 5,000 or more

wealthassetsanddebt_ip3.ccamtjt

Outstanding balance, cards in joint names

Type: number

Source: HILDA

Interviewer Instruction: ENTER AMOUNT TO THE NEAREST POUND

Text: After the most recent payments were made, how much in total was still owed [on all of the cards] {if NCCJT > 1} you hold jointly?

Universe:
if CCBILLJT >2 (Pay less than the full amount owing every month on joint cards)

• c_ccamtjt (c_indresp_ip) outstanding balance, cards in joint names

wealthassetsanddebt_ip3.ccamtsole

Balance outstanding, cards in sole name

Type: number

Source: HILDA

Interviewer Instruction: ENTER AMOUNT TO THE NEAREST POUND

Text: After you made your most recent payments, how much in total was still owed [on all of the cards] {if NCCSOLE > 1} / [on the card] {if NCCSOLE = 1} that you hold in your name solely?

Universe:
if CCBILLSOLE > 2 (Pay less than the full amount owing every month on sole cards)

• c_ccamtsole (c_indresp_ip) balance outstanding, cards in sole name

wealthassetsanddebt_ip3.ccbilljt

Repayment behaviour, cards in joint names

Type: choice

• c_ccbilljt (c_indresp_ip) repayment behaviour, cards in joint names

wealthassetsanddebt_ip3.ccbilljt_a

Repayment behaviour, cards in joint names, SC

Type: choice

Source: BHPS adapted

Text: Please look at this card and tell me which statement best describes how the [bill for this card is] {if NCCJT = 1} / [the bills for these cards are] {if NCCJT > 1} paid each month. You can just tell me the number that applies.

Universe:
if NCCJT <> DK|REF & ff_showcardw3 = 1 (Number of credit cards held jointly is not don't know or refused and showcard treatment group)

• c_ccbilljt_a (c_indresp_ip) repayment behaviour, cards in joint names, sc

wealthassetsanddebt_ip3.ccbilljt_b

Repayment behaviour, cards in joint names, NSC

Type: choice

Source: BHPS adapted

Interviewer Instruction: READ OUT AND CODE ONE ONLY

Text: Which of the following statements best describes how the [bill for this card is] {if NCCJT = 1} / [the bills for these cards are] {if NCCJT > 1} paid each month. Do you...

Universe:
if NCCJT <> DK|REF & ff_showcardw3 = 2 (Number of credit cards held jointly is not don't know or refused and no showcard treatment group)

• c_ccbilljt_b (c_indresp_ip) repayment behaviour, cards in joint names, nsc

wealthassetsanddebt_ip3.ccbillsole

Repayment behaviour, cards in sole name

Type: choice

• c_ccbillsole (c_indresp_ip) repayment behaviour, cards in sole name

wealthassetsanddebt_ip3.ccbillsole_a

Repayment behaviour, cards in sole name, SC

Type: choice

Source: BHPS adapted

Text: Please look at this card and tell me which statement best describes how you pay the [bill for this card] {if NCCSOLE = 1} / [bills for these cards {if NCCSOLE > 1} each month. You can just tell me the number that applies.

Universe:
if NCCSOLE <> DK|REF & ff_showcardw3 = 1 (Number of credit cards is not don't know or refused and showcard treatment group)

• c_ccbillsole_a (c_indresp_ip) repayment behaviour, cards in sole name, sc

wealthassetsanddebt_ip3.ccbillsole_b

Repayment behaviour, cards in sole name, NSC

Type: choice

Source: BHPS adapted

Interviewer Instruction: READ OUT AND CODE ONE ONLY

Text: Which of the following statements best describes how you pay the [bill for this card] {if NCCSOLE = 1} / [bills for these cards {if NCCSOLE > 1} each month. Do you...

Universe:
if NCCSOLE <> DK, REF & ff_showcardw3 = 2 (Number of credit cards is not don't know or refused and no showcard treatment group)

• c_ccbillsole_b (c_indresp_ip) repayment behaviour, cards in sole name, nsc

wealthassetsanddebt_ip3.ccjt

Has store cards/credit cards in joint names

Type: choice

Source: BHPS

Text: Do you have any store cards or credit cards such as Visa, or Mastercard, which you hold jointly with someone else? Please do not include direct debit cards such as Switch or Detla or store loyalty cards such as Tesco Clubdcard or Nectar.

• c_ccjt (c_indresp_ip) has store cards/credit cards in joint names

wealthassetsanddebt_ip3.ccjtp

PNO of joint credit card holder

Type: multichoice

Source: BHPS adapted

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE THE HOUSEHOLD ENTER 0. CODE UP TO 3. F9 FOR HELP

Text: Who is the person (who are the people) you hold these joint credit cards with?

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)

wealthassetsanddebt_ip3.ccsole

Has store cards/credit cards in sole name

Type: choice

Source: BHPS

Text: Do you have any store cards or credit cards such as Visa, or Mastercard in your sole name? Please do not include direct debit cards such as Switch or Delta or store loyalty cards such as Tesco Clubcard or Nectar.

• c_ccsole (c_indresp_ip) has store cards/credit cards in sole name

wealthassetsanddebt_ip3.credjt

Max borrowing limit on cards in joint names

Type: number

Source: HILDA adapted

Interviewer Instruction: ENTER AMOUNT TO THE NEAREST POUND

Text: What is the maximum borrowing limit on [all the cards] {if NCCJT > 1} / [the card] {if NCCJT = 1} you hold jointly?

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)

• c_credjt (c_indresp_ip) max borrowing limit on cards in joint names

wealthassetsanddebt_ip3.credsole

Max borrowing limit on cards in sole name

Type: number

Source: BHPS

Interviewer Instruction: ENTER AMOUNT TO THE NEAREST POUND

Text: What is the maximum borrowing limit on [all the cards] {if NCCSOLE > 1} / [the card] {if NCCSOLE = 1} just in your name?

Universe:
if CCSOLE = 1 (Holds credit cards in sole name)

• c_credsole (c_indresp_ip) max borrowing limit on cards in sole name

wealthassetsanddebt_ip3.daintro

Assets and debt intro

Type: number

Text: I'd like to ask you about any savings and investments you may have. They can be in your name only, held in joint names with your husband/wife/partner or with someone else. Press 1 and Enter to continue

• c_daintro (c_indresp_ip) assets and debt intro

wealthassetsanddebt_ip3.debt_a

Owes money, SC

Type: multichoice

Source: BHPA adapted

Interviewer Instruction: CODE ALL THAT APPLY

Text: I would now like to ask you about any other financial commitments you may have apart from mortgages. For which, if any, of the items listed on this card do you currently owe any money? Please do not include credit card and other bills being fully paid off in the current month.

Universe:
if ff_showcardw3 = 1 (Showcard treatment group)

• c_debt96 (c_indresp_ip) mc none of these (spontaneous)

wealthassetsanddebt_ip3.debt_b

Owes money, NSC

Type: multichoice

Source: BHPA adapted

Interviewer Instruction: READ OUT AND CODE ALL THAT APPLY

Text: I would now like to ask you about any other financial commitments you may have apart from mortgages. Not including credit card or other bills being fully paid off in the current month, do you owe any money for any...

Universe:
if ff_showcardw3 = 2 (No showcard treatment group)

wealthassetsanddebt_ip3.debtc1

Owe 500 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 500 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)

• c_debtc1 (c_indresp_ip) owe 500 or more

wealthassetsanddebt_ip3.debtc2

Owe 1,500 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 1,500 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 1 (Holds more than 500 of debt)

• c_debtc2 (c_indresp_ip) owe 1,500 or more

wealthassetsanddebt_ip3.debtc3

Owe 5,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 5,000 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 1 (Holds more than 500 of debt)
and if DEBTC2 = 1 (Holds more than 1,500 of debt)

• c_debtc3 (c_indresp_ip) owe 5,000 or more

wealthassetsanddebt_ip3.debtc4

Owe 100 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 100 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 2 (Holds less than 500 of debt)

• c_debtc4 (c_indresp_ip) owe 100 or more

wealthassetsanddebt_ip3.debtc5

Owe 10,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 10,000 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 1 (Holds more than 500 of debt)
and if DEBTC2 = 1 (Holds more than 1,500 of debt)
and if DEBTC3 = 1 (Holds more than 5,000 of debt)

• c_debtc5 (c_indresp_ip) owe 10,000 or more

wealthassetsanddebt_ip3.debtpn

PNO of joint debt holder

Type: multichoice

Source: BHPS

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE THE HOUSEHOLD ENTER 0. CODE UP TO 3

Text: Who is the person you have these joint financial commitments with?

Universe:
if DEBTY <> REF | DEBTC1 <> REF | DEBTC2 <> REF | DEBTC3 <> REF | DEBTC4 <> REF | DEBTC5 <> REF (Has not refused to disclose the amount held in debt)
and if DEBTSJ = 2|3 (Holds debt jointly or a mixture of sole and joint)

wealthassetsanddebt_ip3.debtsj

Owe money in sole name or joint

Type: choice

Source: BHPS

Text: Are these financial commitments in your sole name only, in joint names with your husband/wife/partner or someone else or do you have both sole and joint commitments?

Universe:
if DEBTY <> REF | DEBTC1 <> REF | DEBTC2 <> REF | DEBTC3 <> REF | DEBTC4 <> REF | DEBTC5 <> REF (Has not refused to disclose the amount held in debt)

• c_debtsj (c_indresp_ip) owe money in sole name or joint

wealthassetsanddebt_ip3.debtsk

Owe amount in sole name

Type: number

Source: BHPS

Interviewer Instruction: IF DON'T KNOW OR CAN'T SAY, ASK FOR ESTIMATE. ENTER AMOUNT TO THE NEAREST POUND

Text: About how much of the total amount outstanding is your sole commitment?

Universe:
if DEBTY <> REF | DEBTC1 <> REF | DEBTC2 <> REF | DEBTC3 <> REF | DEBTC4 <> REF | DEBTC5 <> REF (Has not refused to disclose the amount held in debt)
and if DEBTSJ = 3 (Holds a mixture of sole and joint debt)

• c_debtsk (c_indresp_ip) owe amount in sole name

wealthassetsanddebt_ip3.debtsp

Owe proportion of total

Type: number

Source: BHPS

Interviewer Instruction: ENTER PERCENTAGE

Text: Can you tell me approximately what your personal share of the total amount oustanding is?

Universe:
if DEBTY <> REF | DEBTC1 <> REF | DEBTC2 <> REF | DEBTC3 <> REF | DEBTC4 <> REF | DEBTC5 <> REF (Has not refused to disclose the amount held in debt)
and if DEBTSJ = 3 (Holds a mixture of sole and joint debt)
and if DEBTSK = DK & DEBTSK <> REF (Amount of debt held solely not known and not refused)

• c_debtsp (c_indresp_ip) owe proportion of total

wealthassetsanddebt_ip3.svackb3

Savings 10,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 10,000 or more?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2,3) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account, National Savings Account, TESSA only ISA or cash ISA)
and if SVACK = DK & SVACK <> REF (Amount held in savings accounts not known and has not refused to give amount)
and if SVACKB1 = 1 (Amount held in savings accounts is more than 1,000)
and if SVACKB2 = 1 (Amount held in savings accounts is more than 5,000)

• c_svackb3 (c_indresp_ip) savings 10,000 or more

wealthassetsanddebt_ip3.debty

Total amount owed

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND

Text: About how much in total is owed on [this commitment] {if one mention at DEBT} / [these commitments] {if more than one mention at DEBT}?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)

• c_debty (c_indresp_ip) total amount owed

wealthassetsanddebt_ip3.huboss

Household financial decisions

Type: choice

Source: BHPS

Interviewer Instruction: DO NOT PROMPT

Text: In your household who has the final say in big financial decisions?

Universe:
if HHGRID.LiveSp = 1 | HHGRID.LiveWith = 1 (Lives with a spouse or partner)

• c_huboss (c_indresp_ip) household financial decisions

wealthassetsanddebt_ip3.huruns_a

Who organises finances, SC

Type: choice

Source: BHPS

Text: People organise their finances in different ways. Which of the methods on this card comes closest to the way you organise yours? It doesn't have to fit exactly - just choose the nearest one. You can just tell me the number that applies.

Universe:
if (HHGRID.LiveSp = 1 | HHGRID.LiveWith = 1) & ff_showcardw3 = 1 (Lives with a spouse or partner and showcard treatment group)

• c_huruns_a (c_indresp_ip) who organises finances, sc

wealthassetsanddebt_ip3.huruns_b

Who organises finances, NSC

Type: choice

Source: BHPS

Interviewer Instruction: READ OUT AND CODE ONE ONLY. RE-READ THE RESPONSE OPTIONS AS WRITTEN AS NEEDED.

Text: People organise their finances in different ways. Which of the following methods comes closest to the way you organise yours? It doesn't have to fit exactly - just choose the nearest one.

Universe:
if (HHGRID.LiveSp = 1 | HHGRID.LiveWith = 1) & ff_showcardw3 = 2 (Lives with a spouse or partner and no showcard treatment group)

• c_huruns_b (c_indresp_ip) who organises finances, nsc

wealthassetsanddebt_ip3.investcode

Investment code used for looping

Type: number

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)

• c_investcode (c_wealth_ip) investment code

wealthassetsanddebt_ip3.nccjt

Number of store/credit cards in joint names

Type: number

Source: BHPS

Interviewer Instruction: ENTER NUMBER

Text: How many store and credit cards do you have jointly with someone else?

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)

• c_nccjt (c_indresp_ip) number of store/credit cards in joint names

wealthassetsanddebt_ip3.nccsole

Number of store cards/credit cards in sole name

Type: number

Source: BHPS

Interviewer Instruction: ENTER NUMBER

Text: How many store and credit cards do you have in your sole name?

Universe:
if CCSOLE = 1 (Holds credit cards in sole name)

• c_nccsole (c_indresp_ip) number of store cards/credit cards in sole name

wealthassetsanddebt_ip3.nvest

Savings/investments

Type: multichoice

wealthassetsanddebt_ip3.nvest_a

Savings/investments, SC

Type: multichoice

Source: BHPS

Interviewer Instruction: CODE ALL THAT APPLY

Text: Please look at this card and tell me which types of savings accounts or investments you have, if any.

Universe:
if ff_showcardw3 = 1 (Showcard treatment group)

• c_nvest96 (c_indresp_ip) mc none (spontaneous)

wealthassetsanddebt_ip3.nvest_b

Savings/investments, NSC

Type: multichoice

Source: BHPS

Interviewer Instruction: READ OUT AND CODE ALL THAT APPLY

Text: Do you have...

Universe:
if ff_showcardw3 = 2 (No showcard treatment group)

wealthassetsanddebt_ip3.nvestamt

Amount held in account

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND IF MORE THAN ONE ACCOUNT OF THIS TYPE, ENTER SUM OF ALL ACCOUNTS

Text: How much in total is the current balance in your INVESTCODE?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)

• c_nvestamt (c_wealth_ip) amount held in account

wealthassetsanddebt_ip3.nvestb1

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO INVESTCODE

Text: Would that amount to £ AMOUNT or more?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if NVESTAMT = DK & NVESTAMT <> REF (Amount held in account type is not known and not refused)

• c_nvestb1 (c_wealth_ip) amount: branching q

wealthassetsanddebt_ip3.nvestb2

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO INVESTCODE

Text: Would that amount to £ AMOUNT or more?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if NVESTAMT = DK & NVESTAMT <> REF (Amount held in account type is not known and not refused)
and if NVESTB1 = 1 (Holds more than x in account type)

• c_nvestb2 (c_wealth_ip) amount: branching q

wealthassetsanddebt_ip3.nvestb3

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO INVESTCODE

Text: Would that amount to £ AMOUNT or more?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if NVESTAMT = DK & NVESTAMT <> REF (Amount held in account type is not known and not refused)
and if NVESTB1 = 1 (Holds more than x in account type)
and if NVESTB2 = 1 (Holds more than x in account type)

• c_nvestb3 (c_wealth_ip) amount: branching q

wealthassetsanddebt_ip3.nvestb4

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO INVESTCODE

Text: Would that amount to £ AMOUNT or more?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if NVESTAMT = DK & NVESTAMT <> REF (Amount held in account type is not known and not refused)
and if NVESTB1 = 2 (Holds less than x in account type)

• c_nvestb4 (c_wealth_ip) amount: branching q

wealthassetsanddebt_ip3.nvestb5

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO INVESTCODE

Text: Would that amount to £ AMOUNT or more?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if NVESTAMT = DK & NVESTAMT <> REF (Amount held in account type is not known and not refused)
and if NVESTB1 = 1 (Holds more than x in account type)
and if NVESTB2 = 1 (Holds more than x in account type)
and if NVESTB3 = 1 (Holds more than x in account type)

• c_nvestb5 (c_wealth_ip) amount: branching q

wealthassetsanddebt_ip3.nvestc1

Investments 5,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 5,000 or more?

Universe:
if ((ff_hhdaw3 = 1 & NVEST IN (4,5,6,7,8,9,10) | (ff_hhdaw3 = 2 & NVEST IN (5,7)) & SVACK <> REF (Assets and debt experimental group 1 and holds Premium Bonds, unit trusts/investment trusts, stocks and shares ISA/PEP, shares, national savings bonds or other investments OR assets and debt experimental group 2 and holds Premium Bonds or stocks and shares ISA/PEPs AND has not refused to provide amount held in savings)
and if NVESTK = DK (Amount held in investments not known)

• c_nvestc1 (c_indresp_ip) investments 5,000 or more

wealthassetsanddebt_ip3.nvestc2

Investments 15,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 15,000 or more?

Universe:
if ((ff_hhdaw3 = 1 & NVEST IN (4,5,6,7,8,9,10) | (ff_hhdaw3 = 2 & NVEST IN (5,7)) & SVACK <> REF (Assets and debt experimental group 1 and holds Premium Bonds, unit trusts/investment trusts, stocks and shares ISA/PEP, shares, national savings bonds or other investments OR assets and debt experimental group 2 and holds Premium Bonds or stocks and shares ISA/PEPs AND has not refused to provide amount held in savings)
and if NVESTK = DK (Amount held in investments not known)
and if NVESTC1 = 1 (Holds more than 5,000 in investments)

• c_nvestc2 (c_indresp_ip) investments 15,000 or more

wealthassetsanddebt_ip3.nvestc3

Investments 50,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 50,000 or more?

Universe:
if ((ff_hhdaw3 = 1 & NVEST IN (4,5,6,7,8,9,10) | (ff_hhdaw3 = 2 & NVEST IN (5,7)) & SVACK <> REF (Assets and debt experimental group 1 and holds Premium Bonds, unit trusts/investment trusts, stocks and shares ISA/PEP, shares, national savings bonds or other investments OR assets and debt experimental group 2 and holds Premium Bonds or stocks and shares ISA/PEPs AND has not refused to provide amount held in savings)
and if NVESTK = DK (Amount held in investments not known)
and if NVESTC1 = 1 (Holds more than 5,000 in investments)
and if NVESTC2 = 1 (Holds more than 15,000 in investments)

• c_nvestc3 (c_indresp_ip) investments 50,000 or more

wealthassetsanddebt_ip3.nvestc4

Investments 1,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 1,000 or more?

Universe:
if ((ff_hhdaw3 = 1 & NVEST IN (4,5,6,7,8,9,10) | (ff_hhdaw3 = 2 & NVEST IN (5,7)) & SVACK <> REF (Assets and debt experimental group 1 and holds Premium Bonds, unit trusts/investment trusts, stocks and shares ISA/PEP, shares, national savings bonds or other investments OR assets and debt experimental group 2 and holds Premium Bonds or stocks and shares ISA/PEPs AND has not refused to provide amount held in savings)
and if NVESTK = DK (Amount held in investments not known)
and if NVESTC1 = 2|DK (Holds less than 5,000 in investments or amount not known)

• c_nvestc4 (c_indresp_ip) investments 1,000 or more

wealthassetsanddebt_ip3.nvestc5

Investments 100,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 100,000 or more?

Universe:
if ((ff_hhdaw3 = 1 & NVEST IN (4,5,6,7,8,9,10) | (ff_hhdaw3 = 2 & NVEST IN (5,7)) & SVACK <> REF (Assets and debt experimental group 1 and holds Premium Bonds, unit trusts/investment trusts, stocks and shares ISA/PEP, shares, national savings bonds or other investments OR assets and debt experimental group 2 and holds Premium Bonds or stocks and shares ISA/PEPs AND has not refused to provide amount held in savings)
and if NVESTK = DK (Amount held in investments not known)
and if NVESTC1 = 1 (Holds more than 5,000 in investments)
and if NVESTC2 = 1 (Holds more than 15,000 in investments)
and if NVESTC3 = 1 (Holds more than 50,000 in investments)

• c_nvestc5 (c_indresp_ip) investments 100,000 or more

wealthassetsanddebt_ip3.nvestk

Investments total amount

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND

Text: You told me you have the following investments: categories from NVEST 4,5,6,7,8,9,10. [NOT including the savings you have just told me about, about] {if NVEST = 1,2,3} / [About] how much is the total value of these investments?

Universe:
if ((ff_hhdaw3 = 1 & NVEST IN (4,5,6,7,8,9,10) | (ff_hhdaw3 = 2 & NVEST IN (5,7)) & SVACK <> REF (Assets and debt experimental group 1 and holds Premium Bonds, unit trusts/investment trusts, stocks and shares ISA/PEP, shares, national savings bonds or other investments OR assets and debt experimental group 2 and holds Premium Bonds or stocks and shares ISA/PEPs AND has not refused to provide amount held in savings)

• c_nvestk (c_indresp_ip) investments total amount

wealthassetsanddebt_ip3.nvestlpn

PNO of joint account holder

Type: multichoice

Source: BHPS

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE HOUSEHOLD ENTER 0. CODE UP TO 3

Text: Can you tell me the person(s) who is/are the joint holder of the INVESTCODE with you?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if ((ff_hhdaw3 = 3 & NVEST IN (1,2,4,6,8,9,10) | (ff_hhdaw3 = 4 & NVEST IN (1,2)) & NVESTAMT <> REF (Assets and debt experimental group 3 and has savings or deposit account, national savings and investment account, National Savings Certificates, Unit trusts/Investment Trusts, Shares (exclusing ISAs/PEPs), National Savings Bonds and other investments OR Assets and debt experimental group 4 and has savings or deposit account or national savings and investment account AND has not refused to report amount of investment)
and if NVESTLSJ = 2|3 (Holds investments jointly or both sole and jointly)

wealthassetsanddebt_ip3.nvestlsj

Account(s) in sole name or joint

Type: choice

Source: BHPS adapted

Text: And is/are the INVESTCODE(s) held in your sole name only, held in joint names with your husband/wife/partner or someone else, or do you have both sole and jointly held investments?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if ((ff_hhdaw3 = 3 & NVEST IN (1,2,4,6,8,9,10) | (ff_hhdaw3 = 4 & NVEST IN (1,2)) & NVESTAMT <> REF (Assets and debt experimental group 3 and has savings or deposit account, national savings and investment account, National Savings Certificates, Unit trusts/Investment Trusts, Shares (exclusing ISAs/PEPs), National Savings Bonds and other investments OR Assets and debt experimental group 4 and has savings or deposit account or national savings and investment account AND has not refused to report amount of investment)

• c_nvestlsj (c_wealth_ip) account(s) in sole name or joint

wealthassetsanddebt_ip3.nvestlsk

Investments amount in sole name

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND IF DON'T KNOW/CAN'T SAY, THEN ASK FOR ESTIMATE

Text: About how much of the amount you have in investments is held solely in your name?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if ((ff_hhdaw3 = 3 & NVEST IN (1,2,4,6,8,9,10) | (ff_hhdaw3 = 4 & NVEST IN (1,2)) & NVESTAMT <> REF (Assets and debt experimental group 3 and has savings or deposit account, national savings and investment account, National Savings Certificates, Unit trusts/Investment Trusts, Shares (exclusing ISAs/PEPs), National Savings Bonds and other investments OR Assets and debt experimental group 4 and has savings or deposit account or national savings and investment account AND has not refused to report amount of investment)
and if NVESTLSJ = 3 (Holds investments both sole and jointly)

• c_nvestlsk (c_wealth_ip) investments amount in sole name

wealthassetsanddebt_ip3.nvestlsp

Investments proportion

Type: number

Source: BHPS

Interviewer Instruction: ENTER PERCENTAGE

Text: Can you tell me approximately what your personal share of the total amount invested is?

Universe:
if ff_hhdaw3 = 3|4 (Assets and debt experimental group 3 or 4)
and if ((ff_hhdaw3 = 3 & NVEST IN (1,2,4,6,8,9,10) | (ff_hhdaw3 = 4 & NVEST IN (1,2)) & NVESTAMT <> REF (Assets and debt experimental group 3 and has savings or deposit account, national savings and investment account, National Savings Certificates, Unit trusts/Investment Trusts, Shares (exclusing ISAs/PEPs), National Savings Bonds and other investments OR Assets and debt experimental group 4 and has savings or deposit account or national savings and investment account AND has not refused to report amount of investment)
and if NVESTLSJ = 3 (Holds investments both sole and jointly)
and if NVESTLSK = DK & NVESTLSK <> REF (Amount in investments held solely not known and not refused)

• c_nvestlsp (c_wealth_ip) investments proportion

wealthassetsanddebt_ip3.nvestsj

Investments sole or joint

Type: choice

Source: BHPS

Text: Are these investments in your sole name only, held in joint names with your husband/wife/partner or someone else or do you have both sole and jointly held investments?

Universe:
if ff_hhdaw3 = 1 & NVEST IN (4,6,8,9,10) & NVestK <> REF (Assets and debt experimental group 1 and holds National Savings Certificates, Unit Trusts, Investment Trusts, Shares, National Savings Bonds or other investments and has not refused to provide amount held in investments)

• c_nvestsj (c_indresp_ip) investments sole or joint

wealthassetsanddebt_ip3.nvestsk

Investments amount in sole name

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND IF DON'T KNOW/CAN'T SAY, THEN ASK FOR ESTIMATE

Text: About how much of the amount you have in investments is held soley in your name?

Universe:
if ff_hhdaw3 = 1 & NVEST IN (4,6,8,9,10) & NVestK <> REF (Assets and debt experimental group 1 and holds National Savings Certificates, Unit Trusts, Investment Trusts, Shares, National Savings Bonds or other investments and has not refused to provide amount held in investments)
and if NVESTSJ = 3 (Holds investments both jointly and sole)

• c_nvestsk (c_indresp_ip) investments amount in sole name

wealthassetsanddebt_ip3.nvestsp

Investments proportion of total

Type: number

Source: BHPS

Interviewer Instruction: ENTER PERCENTAGE

Text: Can you tell me approximately what your personal share of the total amount invested is?

Universe:
if ff_hhdaw3 = 1 & NVEST IN (4,6,8,9,10) & NVestK <> REF (Assets and debt experimental group 1 and holds National Savings Certificates, Unit Trusts, Investment Trusts, Shares, National Savings Bonds or other investments and has not refused to provide amount held in investments)
and if NVESTSJ = 3 (Holds investments both jointly and sole)
and if NVESTSK = DK & NVESTSK <> REF (Amount in investments held solely not known and not refused)

• c_nvestsp (c_indresp_ip) investments proportion of total

wealthassetsanddebt_ip3.nvstpn

PNO of joint investor

Type: multichoice

Source: BHPS

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE HOUSEHOLD ENTER 0. CODE UP TO 3

Text: Can you tell me the person who is the joint holder of these investments with you?

Universe:
if ff_hhdaw3 = 1 & NVEST IN (4,6,8,9,10) & NVestK <> REF (Assets and debt experimental group 1 and holds National Savings Certificates, Unit Trusts, Investment Trusts, Shares, National Savings Bonds or other investments and has not refused to provide amount held in investments)
and if NVESTSJ = 2|3 (Holds investments jointly or a mixture of sole and joint)

wealthassetsanddebt_ip3.svack

Savings total amount

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND

Text: You told me you have the following savings accounts: NVEST categories 1,2,3. About how much in total is the current balance in these accounts?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2,3) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account, National Savings Account, TESSA only ISA or cash ISA)

• c_svack (c_indresp_ip) savings total amount

wealthassetsanddebt_ip3.svackb1

Savings 1,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 1,000 or more?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2,3) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account, National Savings Account, TESSA only ISA or cash ISA)
and if SVACK = DK & SVACK <> REF (Amount held in savings accounts not known and has not refused to give amount)

• c_svackb1 (c_indresp_ip) savings 1,000 or more

wealthassetsanddebt_ip3.svacpn

PNO of joint saver

Type: multichoice

Source: BHPS

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE HOUSEHOLD ENTER 0. CODE UP TO 3

Text: Can you tell me the person who is the joint holder of these savings with you?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2) & (SVACK <> REF) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account or National Savings Account and has not refused to give amount held in savings)
and if SVACSJ = 2|3 (Holds joint only or both sole and joint accounts)

wealthassetsanddebt_ip3.svacsj

Savings sole or joint

Type: choice

Source: BHPS

Text: Are these savings in your sole name only, held in joint names with your husband/wife/partner or with someone else, or do you have both sole and joinly held accounts?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2) & (SVACK <> REF) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account or National Savings Account and has not refused to give amount held in savings)

• c_svacsj (c_indresp_ip) savings sole or joint

wealthassetsanddebt_ip3.svacsk

Savings amount in sole name

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND

Text: About how much of the amount you have in savings is held in your sole name?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2) & (SVACK <> REF) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account or National Savings Account and has not refused to give amount held in savings)
and if SVACSJ = 3 (Holds both sole and joint accounts)

• c_svacsk (c_indresp_ip) savings amount in sole name

wealthassetsanddebt_ip3.svacsp

Savings proportion of total

Type: number

Source: BHPS

Interviewer Instruction: ENTER PERCENTAGE

Text: Can you tell me approximately what your personal share of the total amount you have in savings is?

Universe:
if (ff_hhdaw3 = 1|2) & NVEST IN (1,2) & (SVACK <> REF) (Assets and debt experimental group 1 or 2 and holds a savings or deposit account or National Savings Account and has not refused to give amount held in savings)
and if SVACSJ = 3 (Holds both sole and joint accounts)
and if SVACSK = DK (Amount held solely not known)

• c_svacsp (c_indresp_ip) savings proportion of total

wealthassetsanddebt_ip3.debt

Owes money

Type: multichoice