Repayment behaviour, cards in joint names
Datafile
Index terms
- Financial Management: Credit and Debt
- Financial Management: Material Wellbeing
- Financial Management: Savings and Bank Accounts
- Incomes: Rents, Savings, Investments
- Investments
- Savings
Question asked in the latest wave:
wealthassetsanddebt_w13.ccbilljt
Question label:
Repayment behaviour, cards in joint names
Question text:
How do you pay the NCCJT = 1bill for this cardNCCJT greater than 1bills for these cards each month? Just tell me the number that applies.
Question universe:
if CCJT = 1 (Holds credit cards jointly with someone else)
and if NCCJT > 0 & (NCCJT DK|REF) (Number of credit cards held jointly is not don't know or refused)
Further details:
For further details about this question, please see the questionnaires
| Value label | Value | Absolute frequency | Relative frequency |
|---|---|---|---|
| inapplicable | -8 | 24242 | 86.58% |
| proxy | -7 | 104 | 0.37% |
| refusal | -2 | 39 | 0.14% |
| don't know | -1 | 34 | 0.12% |
| Usually nothing to pay | 1 | 593 | 2.12% |
| Usually pay full amount | 2 | 2599 | 9.28% |
| Some not full amount | 3 | 248 | 0.89% |
| Min on some, more others | 4 | 45 | 0.16% |
| Usually minimum only | 5 | 48 | 0.17% |
| Not always poss pay min | 6 | 4 | 0.01% |
| Some other arrangement | 7 | 42 | 0.15% |
| Total | 27998 | 100.0% |
| Value label | Value | Absolute frequency | Relative frequency |
|---|---|---|---|
| inapplicable | -8 | 33198 | 84.49% |
| proxy | -7 | 1683 | 4.28% |
| refusal | -2 | 15 | 0.04% |
| don't know | -1 | 65 | 0.17% |
| Usually nothing to pay | 1 | 528 | 1.34% |
| Usually pay full amount | 2 | 3189 | 8.12% |
| Some not full amount | 3 | 436 | 1.11% |
| Min on some, more other | 4 | 68 | 0.17% |
| Usually minimum only | 5 | 53 | 0.13% |
| Not always poss pay min | 6 | 5 | 0.01% |
| Some other arrangement | 7 | 54 | 0.14% |
| Total | 39294 | 100.0% |
| Value label | Value | Absolute frequency | Relative frequency |
|---|---|---|---|
| inapplicable | -8 | 38561 | 81.92% |
| proxy | -7 | 3935 | 8.36% |
| refusal | -2 | 3 | 0.01% |
| don't know | -1 | 43 | 0.09% |
| usually nothing to pay | 1 | 506 | 1.07% |
| usually pay full amount | 2 | 3280 | 6.97% |
| some not full amount | 3 | 562 | 1.19% |
| min on some, more other | 4 | 69 | 0.15% |
| usually minimum only | 5 | 77 | 0.16% |
| not always poss pay min | 6 | 4 | 0.01% |
| some other arrangement | 7 | 34 | 0.07% |
| Total | 47074 | 100.0% |
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