wealthassetsanddebt_w4

wealthassetsanddebt_w4.hascurr

Has UK bank account

Type: choice

Source: UKHLS

Text: Do you have any current accounts in the UK? This could be in your name only or held jointly with someone else.

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)

• d_hascurr (d_indresp) has uk bank account

wealthassetsanddebt_w4.currynot

Reason no UK bank account

Type: multichoice

Source: UKHLS

Interviewer Instruction: CODE ALL THAT APPLY

Text: And why don't you have a current account in the UK?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)
and if HASCURR = 2 (Does not have a current account in the UK)

wealthassetsanddebt_w4.refbank

Refused UK bank account

Type: choice

Source: UKHLS

Interviewer Instruction: PROBE IF NECESSARY

Text: Thinking about all types of bank accounts, have you ever tried to open an account in the UK and been refused?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)

• d_refbank (d_indresp) refused uk bank account

wealthassetsanddebt_w4.refbnky

When refused UK bank account

Type: choice

Source: UKHLS

Interviewer Instruction: READ OUT

Text: How long ago was this?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)
and if REFBANK = 1 (Been refused an account in the UK)

• d_refbnky (d_indresp) when refused uk bank account

wealthassetsanddebt_w4.svacts

Savings

Type: multichoice

Source: BHPS adapted

Interviewer Instruction: CODE ALL THAT APPLY

Text: I'd like to ask about any savings or investments you may have. They can be in your name only, or held jointly with someone else. Which of these savings accounts do you have, if any?

wealthassetsanddebt_w4.nosvy

Why no formal savings

Type: choice

Source: UKHLS

Interviewer Instruction: CODE ONE ONLY

Text: What is the main reason you do not have any saving accounts?

Universe:
if (GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1) & SVACTS = 96 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant and has no savings accounts)

• d_nosvy (d_indresp) why no formal savings

wealthassetsanddebt_w4.svcode

Savings code used for looping

Type: number

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))

wealthassetsanddebt_w4.svamt

Amount held in account

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND IF MORE THAN ONE ACCOUNT OF THIS TYPE, ENTER SUM OF ALL ACCOUNTS

Text: How much in total is the current balance in your [SVCODE]?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))

• d_svamt1 (d_indresp) savings no.1: amount held in account
• d_svamt2 (d_indresp) savings no.2: amount held in account
• d_svamt3 (d_indresp) savings no.3: amount held in account
• d_svamt4 (d_indresp) savings no.4: amount held in account
• d_svamt5 (d_indresp) savings no.5: amount held in account
• d_svamt6 (d_indresp) savings no.6: amount held in account

wealthassetsanddebt_w4.svb1

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO SVCODE

Text: Would that amount to £ [AMOUNT] or more?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVAMT = DK & SVAMT <> REF (Amount held in account type is not known and not refused)

wealthassetsanddebt_w4.svb2

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO SVCODE

Text: Would that amount to £ [AMOUNT] or more?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVAMT = DK & SVAMT <> REF (Amount held in account type is not known and not refused)
and if SVB1 = 1 (Holds more than x in account type)

wealthassetsanddebt_w4.svb3

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO SVCODE

Text: Would that amount to £ [AMOUNT] or more?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVAMT = DK & SVAMT <> REF (Amount held in account type is not known and not refused)
and if SVB1 = 1 (Holds more than x in account type)
and if SVB2 = 1 (Holds more than x in account type)

wealthassetsanddebt_w4.svb5

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO SVCODE

Text: Would that amount to £ [AMOUNT] or more?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVAMT = DK & SVAMT <> REF (Amount held in account type is not known and not refused)
and if SVB1 = 1 (Holds more than x in account type)
and if SVB2 = 1 (Holds more than x in account type)
and if SVB3 = 1 (Holds more than x in account type)

wealthassetsanddebt_w4.svb4

Amount: branching q

Type: choice

Source: BHPS

Interviewer Instruction: IF MORE THAN ONE ACCOUNT OF THIS TYPE, CONSIDER ALL ACCOUNTS THIS QUESTION REFERS TO SVCODE

Text: Would that amount to £ [AMOUNT] or more?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVAMT = DK & SVAMT <> REF (Amount held in account type is not known and not refused)
and if SVB1 = 2 (Holds less than x in account type)

wealthassetsanddebt_w4.svsj

Account(s) in sole name or joint

Type: choice

Source: BHPS adapted

Text: And is/are the [SVCODE](s) held in your sole name only, held in joint names with your husband/wife/partner or someone else, or do you have both sole and jointly held savings?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVACTS IN (1,2) (Has savings or deposit account or national savings account)

• d_svsj1 (d_indresp) savings no.1: account(s) in sole name or joint
• d_svsj2 (d_indresp) savings no.2: account(s) in sole name or joint
• d_svsj3 (d_indresp) savings no.3: account(s) in sole name or joint
• d_svsj4 (d_indresp) savings no.4: account(s) in sole name or joint
• d_svsj5 (d_indresp) savings no.5: account(s) in sole name or joint
• d_svsj6 (d_indresp) savings no.6: account(s) in sole name or joint

wealthassetsanddebt_w4.svpn

PNO of joint account holder

Type: multichoice

Source: BHPS

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE HOUSEHOLD ENTER 0. CODE UP TO 3

Text: With whom are you a joint holder of [SVCODE]?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVACTS IN (1,2) (Has savings or deposit account or national savings account)
and if SVSJ = 2|3 (Holds savings jointly or both sole and jointly)

wealthassetsanddebt_w4.svsk

Savings amount in sole name

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND IF DON'T KNOW/CAN'T SAY, THEN ASK FOR ESTIMATE

Text: About how much of the amount you have in savings is held solely in your name?

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))
and if SVACTS IN (1,2) (Has savings or deposit account or national savings account)
and if SVSJ = 3 (Holds savings both sole and jointly)

• d_svsk1 (d_indresp) savings no.1: savings amount in sole name
• d_svsk2 (d_indresp) savings no.2: savings amount in sole name
• d_svsk3 (d_indresp) savings no.3: savings amount in sole name
• d_svsk4 (d_indresp) savings no.4: savings amount in sole name
• d_svsk5 (d_indresp) savings no.5: savings amount in sole name
• d_svsk6 (d_indresp) savings no.6: savings amount in sole name

wealthassetsanddebt_w4.savdocs

Savings documents seen by interviewer

Type: choice

Source: UKHLS

Universe:
if SVACTS = 1-5 | 97 (Has savings account(s))

• d_savdocs (d_indresp) savings documents seen by interviewer

wealthassetsanddebt_w4.infsave

Informal savings

Type: multichoice

Source: UKHLS

Interviewer Instruction: CODE ALL THAT APPLY

Text: Do you currently save money in any of these ways?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)

wealthassetsanddebt_w4.ccsole

Has store cards/credit cards in sole name

Type: choice

Source: BHPS

Text: Do you have any store cards or credit cards such as Visa, or Mastercard in your sole name? Please do not include direct debit cards such as Switch or Delta or store loyalty cards such as Tesco Clubcard or Nectar.

• d_ccsole (d_indresp) has store cards/credit cards in sole name

wealthassetsanddebt_w4.nccsole

Number of store cards/credit cards in sole name

Type: number

Source: BHPS

Interviewer Instruction: ENTER NUMBER

Text: How many store and credit cards do you have in your sole name?

Universe:
if CCSOLE = 1 (Holds credit cards in sole name)

• d_nccsole (d_indresp) number of store cards/credit cards in sole name

wealthassetsanddebt_w4.credsole

Max borrowing limit on cards in sole name

Type: number

Source: UKHLS

Interviewer Instruction: THIS IS THE SUM OF THE BORROWING LIMITS FROM ALL CARDS COMBINED (IF MORE THAN ONE CARD). ENTER AMOUNT TO THE NEAREST POUND.

Text: What is the maximum borrowing limit {if NCCSOLE greater than 1} in total on all the cards / {if NCCSOLE = 1} on the card just in your name?

Universe:
if CCSOLE = 1 (Holds credit cards in sole name)
and if NCCSOLE > 0 & (NCCSOLE <> DK/REF) (Number of credit cards in sole name is not don't know or refused)

• d_credsole (d_indresp) max borrowing limit on cards in sole name

wealthassetsanddebt_w4.ccbillsole

Repayment behaviour, cards in sole name

Type: choice

Source: BHPS adapted

Text: How do you pay the {if NCCSOLE = 1} bill for this card / {if NCCSOLE greater than 1} bills for these cards? You can just tell me the number that applies. {if CAPI}

Universe:
if CCSOLE = 1 (Holds credit cards in sole name)
and if NCCSOLE > 0 & (NCCSOLE <> DK/REF) (Number of credit cards in sole name is not don't know or refused)

• d_ccbillsole (d_indresp) repayment behaviour, cards in sole name

wealthassetsanddebt_w4.ccamtsole

Balance outstanding, cards in sole name

Type: number

Source: HILDA

Interviewer Instruction: ENTER AMOUNT TO THE NEAREST POUND

Text: After you made your most recent payments, how much in total was still owed {if NCCSOLE greater than 1} on all of the cards / {if NCCSOLE = 1} on the card that you hold in your name solely?

Universe:
if CCSOLE = 1 (Holds credit cards in sole name)
and if NCCSOLE > 0 & (NCCSOLE <> DK/REF) (Number of credit cards in sole name is not don't know or refused)
and if CCBILLSOLE > 2 (Pay less than the full amount owing every month on sole cards)

• d_ccamtsole (d_indresp) balance outstanding, cards in sole name

wealthassetsanddebt_w4.ccjt

Has store cards/credit cards in joint names

Type: choice

Source: BHPS

Text: Do you have any store cards or credit cards such as Visa, or Mastercard, which you hold jointly with someone else? Please do not include direct debit cards such as Switch or Delta or store loyalty cards such as Tesco Clubdcard or Nectar.

• d_ccjt (d_indresp) has store cards/credit cards in joint names

wealthassetsanddebt_w4.nccjt

Number of store/credit cards in joint names

Type: number

Source: BHPS

Interviewer Instruction: ENTER NUMBER

Text: How many store and credit cards do you have jointly with someone else?

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)

• d_nccjt (d_indresp) number of store/credit cards in joint names

wealthassetsanddebt_w4.ccjtp

PNO of joint credit card holder

Type: multichoice

Source: BHPS adapted

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE THE HOUSEHOLD ENTER 0. CODE UP TO 3. F9 FOR HELP

Text: Who is the person (who are the people) you hold these joint credit cards with?

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)

wealthassetsanddebt_w4.credjt

Max borrowing limit on cards in joint names

Type: number

Source: HILDA adapted

Interviewer Instruction: THIS IS THE SUM OF THE BORROWING LIMITS FROM ALL CARDS COMBINED (IF MORE THAN ONE CARD). ENTER AMOUNT TO THE NEAREST POUND.

Text: What is the maximum borrowing limit {if NCCJT greater than 1} in total on all the cards / {if NCCJT = 1} on the card you hold jointly?

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)
and if NCCJT > 0 & (NCCJT <> DK|REF) (Number of credit cards held jointly is not don't know or refused)

• d_credjt (d_indresp) max borrowing limit on cards in joint names

wealthassetsanddebt_w4.ccbilljt

Repayment behaviour, cards in joint names

Type: choice

Source: BHPS adapted

Text: How do you pay the {if NCCJT = 1} bill for this card / {if NCCJT greater than 1} bills for these cards each month? Just tell me the number that applies. {if CAPI}

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)
and if NCCJT > 0 & (NCCJT <> DK|REF) (Number of credit cards held jointly is not don't know or refused)

• d_ccbilljt (d_indresp) repayment behaviour, cards in joint names

wealthassetsanddebt_w4.ccamtjt

Outstanding balance, cards in joint names

Type: number

Source: HILDA

Interviewer Instruction: ENTER AMOUNT TO THE NEAREST POUND

Text: After the most recent payments were made, how much in total was still owed on {if NCCJT greater than 1} all of the cards / {if NCCJT = 1} the card that you hold jointly?

Universe:
if CCJT = 1 (Holds credit cards jointly with someone else)
and if NCCJT > 0 & (NCCJT <> DK|REF) (Number of credit cards held jointly is not don't know or refused)
and if CCBILLJT >2 (Pay less than the full amount owing every month on joint cards)

• d_ccamtjt (d_indresp) outstanding balance, cards in joint names

wealthassetsanddebt_w4.debt

Owes money

Type: multichoice

Source: BHPA adapted

Interviewer Instruction: STUDENT LOANS: INCLUDE LOANS HELD BY STUDENTS STILL AT UNIVERSITY AS WELL AS THOSE THAT HAVE FINISHED THEIR EDUCATION. CODE ALL THAT APPLY

Text: I would now like to ask you about any other financial commitments you may have apart from mortgages. For which, if any, of these items do you currently owe any money? Please do not include credit card and other bills being fully paid off in the current month.

wealthassetsanddebt_w4.debtinfo

Source of information about lenders

Type: multichoice

Source: UKHLS

Interviewer Instruction: CODE ALL THAT APPLY

Text: Thinking of all the debts that you've just mentioned, how {if more than one mention at DEBT} / How did you find out about the lender(s) you used?

Universe:
if (GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1) & (DEBT = 1 thru 8, 97) (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant and has debts)

wealthassetsanddebt_w4.debty

Total amount owed

Type: number

Source: BHPS

Interviewer Instruction: ENTER VALUE TO THE NEAREST POUND

Text: About how much in total is owed on {if one mention at DEBT} this commitment / {if more than one mention at DEBT} these commitments?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)

• d_debty (d_indresp) total amount owed

wealthassetsanddebt_w4.debtc1

Owe 500 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 500 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)

• d_debtc1 (d_indresp) owe 500 or more

wealthassetsanddebt_w4.debtc2

Owe 1,500 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 1,500 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 1 (Holds more than 500 of debt)

• d_debtc2 (d_indresp) owe 1,500 or more

wealthassetsanddebt_w4.debtc3

Owe 5,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 5,000 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 1 (Holds more than 500 of debt)
and if DEBTC2 = 1 (Holds more than 1,500 of debt)

• d_debtc3 (d_indresp) owe 5,000 or more

wealthassetsanddebt_w4.debtc5

Owe 10,000 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 10,000 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 1 (Holds more than 500 of debt)
and if DEBTC2 = 1 (Holds more than 1,500 of debt)
and if DEBTC3 = 1 (Holds more than 5,000 of debt)

• d_debtc5 (d_indresp) owe 10,000 or more

wealthassetsanddebt_w4.debtc4

Owe 100 or more

Type: choice

Source: BHPS

Text: Would it amount to £ 100 or more?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY = DK & DEBTY <> REF (Amount of debt not known and not refused)
and if DEBTC1 = 2 (Holds less than 500 of debt)

• d_debtc4 (d_indresp) owe 100 or more

wealthassetsanddebt_w4.debtsj

Owe money in sole name or joint

Type: choice

Source: BHPS

Text: Are these financial commitments in your sole name only, in joint names with your husband/wife/partner or someone else or do you have both sole and joint commitments?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY <> REF | DEBTC1 <> REF | DEBTC2 <> REF | DEBTC3 <> REF | DEBTC4 <> REF | DEBTC5 <> REF (Has not refused to disclose the amount held in debt)

• d_debtsj (d_indresp) owe money in sole name or joint

wealthassetsanddebt_w4.debtpn

PNO of joint debt holder

Type: multichoice

Source: BHPS

Interviewer Instruction: ENTER PERSON NUMBER(S) FROM HOUSEHOLD GRID. IF JOINT HOLDER OUTSIDE THE HOUSEHOLD ENTER 0. CODE UP TO 3

Text: Who is the person you have these joint financial commitments with?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY <> REF | DEBTC1 <> REF | DEBTC2 <> REF | DEBTC3 <> REF | DEBTC4 <> REF | DEBTC5 <> REF (Has not refused to disclose the amount held in debt)
and if DEBTSJ = 2|3 (Holds debt jointly or a mixture of sole and joint)

wealthassetsanddebt_w4.debtsk

Owe amount in sole name

Type: number

Source: BHPS

Interviewer Instruction: IF DON'T KNOW OR CAN'T SAY, ASK FOR ESTIMATE. ENTER AMOUNT TO THE NEAREST POUND

Text: About how much of the total amount outstanding is your sole commitment?

Universe:
if (DEBT <> 96) | (DEBT <> DK) | (DEBT <> REF) (Holds any sort of debt)
and if DEBTY <> REF | DEBTC1 <> REF | DEBTC2 <> REF | DEBTC3 <> REF | DEBTC4 <> REF | DEBTC5 <> REF (Has not refused to disclose the amount held in debt)
and if DEBTSJ = 3 (Holds a mixture of sole and joint debt)

• d_debtsk (d_indresp) owe amount in sole name

wealthassetsanddebt_w4.debtwho

Private individual debt

Type: multichoice

Source: UKHLS

Interviewer Instruction: READ OUT AND CODE ALL THAT APPLY

Text: You mentioned that you owe money to a private individual, is that to...

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)
and if DEBT = 6 (Owes money to a private individual)

wealthassetsanddebt_w4.debtoth

Any other type of debt

Type: multichoice

Source: UKHLS

Interviewer Instruction: EXCLUDE MONEY OWED FOR INSURANCE PREMIUMS, COUNCIL TAX OR UTILITIES

Text: Which, if any, of these other types of debts do you have?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)

wealthassetsanddebt_w4.creditor

Has loaned money to others

Type: choice

Source: UKHLS

Text: And does anyone owe money to you, for example a family member, friend, acquaintance or community member you have loaned money to?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)

• d_creditor (d_indresp) has loaned money to others

wealthassetsanddebt_w4.credamt

Amount of money owed to respondent

Type: number

Source: UKHLS

Interviewer Instruction: ENTER AMOUNT TO THE NEAREST POUND

Text: And how much are you owed in total?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)
and if CREDITOR = 1 (Has lent money to others)

• d_credamt (d_indresp) amount of money owed to respondent

wealthassetsanddebt_w4.unusexp

Expect higher than usual expenses

Type: choice

Source: UKHLS

Text: In the next 12 months, do you expect to have higher expenses than usual, say for a celebration, essential travel or a holiday?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)

• d_unusexp (d_indresp) expect higher than usual expenses

wealthassetsanddebt_w4.expmanage

How expect to manage expense

Type: multichoice

Source: UKHLS

Interviewer Instruction: CODE ALL THAT APPLY

Text: How do you expect to manage the extra expenses?

Universe:
if GRIDVARIABLES.EMBoost = 1 | GRIDVARIABLES.GPCompare = 1 | GRIDVARIABLES.LDA = 1 | ff_NewImm = 1 (Part of the EMBoost, GP Comparison or LDA sample or is a recent immigrant)
and if UNUSEXP = 1 (Expects higher than usual expenditure next year)

wealthassetsanddebt_w4.huruns

Who organises finances

Type: choice

Source: BHPS

Text: People organise their finances in different ways. Which of these comes closest to the way you organise yours? It doesn't have to fit exactly - just choose the nearest one. [You can just tell me the number that applies. {if CAPI}]

Universe:
if (HHGRID.LiveSp = 1 | HHGRID.LiveWith = 1) (Lives with a spouse or partner)

• d_huruns (d_indresp) who organises finances