change of isa balance since last month
Datafile
Variable note:
This variable is part of the "Benefits Unit Finances Module" experiment. See the description of experiments in the IP User Guide.
Question asked in the latest wave:
bufinance_ip9.rec2bal3
Question label:
Change of ISA balance since last month
Question text:
Is the overall balance across all ISAs you have higher, lower or about the same compared with the same time last month?
Question universe:
if (GRIDVARIABLES.ModeType = 1|3) (If mode is CAPI or web)
and if (GRIDVARIABLES.BUType = 1|2) | ((GRIDVARIABLES.BUtype = 3|4) & HOUSEHOLDFINANCESLONG.BUFConsent = 1 for each person in the benefit unit) | (Single adult benefit unit, OR couple benefit unit and consent has been given to discuss household finances jointly.)
and if (GRIDVARIABLES.BUType = 1|3) | ((BUType = 2|4) & (Age > 19 | HHGRID.HgFtEd 1)) (Respondent is not aged 16-19 in full-time education and living with parents)
and if ff_bufmodule = 2 (Experimental allocation: Version 2 - net flows)
and if Rec2savint = 3 (Has ISA(s))
Further details:
For further details about this question, please see the questionnaires
| Value label | Value | Absolute frequency | Relative frequency |
|---|---|---|---|
| inapplicable | -8 | 809 | 76.61% |
| refusal | -2 | 3 | 0.28% |
| balance higher/increased | 1 | 55 | 5.21% |
| balance lower/decreased | 2 | 20 | 1.89% |
| balance stayed about the same | 3 | 169 | 16.0% |
| Total | 1056 | 100.0% |
| Mean | Number Missing | Min | Max | Std Dev | N |
|---|---|---|---|---|---|
| 2.47 | 812 | 1.0 | 3.0 | 0.84 | 244 |



