change of credit card balance since last month
Datafile
Variable note:
This variable is part of the "Benefits Unit Finances Module" experiment. See the description of experiments in the IP User Guide.
Question asked in the latest wave:
bufinance_ip9.rec2detbal1
Question label:
Change of credit card balance since last month
Question text:
Is the amount you owe across all of your of credit cards higher, lower or about the same compared with the same time last month?
Question universe:
if (GRIDVARIABLES.ModeType = 1|3) (If mode is CAPI or web)
and if (GRIDVARIABLES.BUType = 1|2) | ((GRIDVARIABLES.BUtype = 3|4) & HOUSEHOLDFINANCESLONG.BUFConsent = 1 for each person in the benefit unit) | (Single adult benefit unit, OR couple benefit unit and consent has been given to discuss household finances jointly.)
and if (GRIDVARIABLES.BUType = 1|3) | ((BUType = 2|4) & (Age > 19 | HHGRID.HgFtEd 1)) (Respondent is not aged 16-19 in full-time education and living with parents)
and if ff_bufmodule = 2 (Experimental allocation: Version 2 - net flows)
and if Rec2detint = 1 (Has credit card(s))
Further details:
For further details about this question, please see the questionnaires
| Value label | Value | Absolute frequency | Relative frequency |
|---|---|---|---|
| inapplicable | -8 | 765 | 72.44% |
| refusal | -2 | 2 | 0.19% |
| don't know | -1 | 5 | 0.47% |
| amount owed is higher | 1 | 29 | 2.75% |
| amount owed is lower | 2 | 84 | 7.95% |
| amount owed is about the same | 3 | 171 | 16.19% |
| Total | 1056 | 100.0% |
| Mean | Number Missing | Min | Max | Std Dev | N |
|---|---|---|---|---|---|
| 2.5 | 772 | 1.0 | 3.0 | 0.68 | 284 |
